# GradeOrFlip

> Free card grading calculator: compare PSA, SGC, BGS and CGC fees, shipping and eBay fees to see profit, break-even and the odds of a 10 you need to submit.

URL: https://gradeorflip.com/
Last updated: 2026-10-14
Cost: free, no signup, runs in the browser.

## Key facts
- GradeOrFlip compares selling a trading card raw against grading it with PSA, SGC, BGS or CGC, after grading fees, shipping and eBay fees.
- Formula: net profit at a grade = sale price - eBay fees - shipping to buyer - (card cost + grading fee + shipping to grader + return shipping).
- eBay trading card fee (Oct 2026): 13.25% of total sale up to $7,500 + 2.35% above, + $0.40 per order ($0.30 if $10 or less).
- PSA (Oct 14, 2026): Standard $59.99 (≤$1,000), Priority $79.99 (≤$1,500), Express $199 (≤$2,500), Super Express $349, Premier $599. Value tiers paused.
- SGC (Oct 14, 2026): $50 (≤$1,500), $85 (≤$3,500) standard; expedited from $150.
- Beckett BGS (Oct 14, 2026): Express only, $79.95 with subgrades; Base and Standard paused.
- CGC (Oct 14, 2026): Bulk $17 (25-card min, ≤$500), Economy $20, Standard $55, Express $100, WalkThrough $300.
- Worked example: $40 card, $60 raw, PSA Standard $59.99, $5 in, $8 back, $5 out: total cost $112.99, break-even graded sale $136.47, PSA 10 at $150 nets $11.73 vs $6.65 raw.

## Tools (one page each)
- [Grading calculator](https://gradeorflip.com/grading-calculator/): Free card grading calculator. Enter the raw price and what a 10 and a 9 sell for to see profit after grading fees, shipping and eBay fees, plus your break-even odds. How it works: We compare selling raw with grading: the chance of each grade × its sold price, minus the grading fee, shipping and eBay fees. Fees are 2026 official prices.
- [Bulk submission planner](https://gradeorflip.com/bulk-planner/): List your cards with raw and graded prices. The planner splits shipping, picks the cheapest tier and tells you which cards to send for grading. How it works: Each card is checked like the main calculator; shipping is split across the order, and bulk tiers unlock automatically at their minimums.
- [eBay fee calculator](https://gradeorflip.com/ebay-fee-calculator/): Free eBay fee calculator for trading cards: final value fee, per-order fee, sales tax and shipping, with your take-home and profit for any sale price. How it works: eBay charges its trading-card final value fee on the total including shipping and sales tax, plus a per-order fee. Rates are editable under Advanced options.
- [Turnaround tracker](https://gradeorflip.com/turnaround-tracker/): Track PSA, SGC, CGC and BGS submissions in one list. Enter the date you shipped and the tier to see an estimated return date. Saved only in your browser. How it works: We add the grader’s posted business-day turnaround for your tier to the date they received your order. Estimates only; graders’ real times vary.
- [Submission checklist](https://gradeorflip.com/submission-checklist/): A printable 12-step checklist for submitting cards to PSA, SGC, CGC or BGS: cleaning, sleeves, declared values, packing and insurance. Saved in your browser. How it works: Tick items as you finish them; your progress stays in this browser. Print it to keep with your order.

## Guides
- [PSA grading fees 2026](https://gradeorflip.com/psa-grading-fees/): PSA grading prices as of Oct 14, 2026: every service tier, max declared value, turnaround and the sale price a card needs to cover the fee.
- [SGC grading fees 2026](https://gradeorflip.com/sgc-grading-fees/): SGC grading prices as of Oct 14, 2026: every service tier, max declared value, turnaround and the sale price a card needs to cover the fee.
- [BGS grading fees 2026](https://gradeorflip.com/bgs-grading-fees/): Beckett (BGS) grading prices as of Oct 14, 2026: every service tier, max declared value, turnaround and the sale price a card needs to cover the fee.
- [CGC grading fees 2026](https://gradeorflip.com/cgc-grading-fees/): CGC Cards grading prices as of Oct 14, 2026: every service tier, max declared value, turnaround and the sale price a card needs to cover the fee.
- [Worth grading a $10 card?](https://gradeorflip.com/is-it-worth-grading-a-10-dollar-card/): Grading a card worth $10 raw: total cost at PSA, SGC, BGS and CGC, the sale price you need to break even, and the PSA 10 odds needed to beat selling raw.
- [Worth grading a $25 card?](https://gradeorflip.com/is-it-worth-grading-a-25-dollar-card/): Grading a card worth $25 raw: total cost at PSA, SGC, BGS and CGC, the sale price you need to break even, and the PSA 10 odds needed to beat selling raw.
- [Worth grading a $50 card?](https://gradeorflip.com/is-it-worth-grading-a-50-dollar-card/): Grading a card worth $50 raw: total cost at PSA, SGC, BGS and CGC, the sale price you need to break even, and the PSA 10 odds needed to beat selling raw.
- [Worth grading a $100 card?](https://gradeorflip.com/is-it-worth-grading-a-100-dollar-card/): Grading a card worth $100 raw: total cost at PSA, SGC, BGS and CGC, the sale price you need to break even, and the PSA 10 odds needed to beat selling raw.
- [Worth grading a $250 card?](https://gradeorflip.com/is-it-worth-grading-a-250-dollar-card/): Grading a card worth $250 raw: total cost at PSA, SGC, BGS and CGC, the sale price you need to break even, and the PSA 10 odds needed to beat selling raw.
- [Worth grading a $500 card?](https://gradeorflip.com/is-it-worth-grading-a-500-dollar-card/): Grading a card worth $500 raw: total cost at PSA, SGC, BGS and CGC, the sale price you need to break even, and the PSA 10 odds needed to beat selling raw.
- [Worth grading Pokémon cards?](https://gradeorflip.com/is-it-worth-grading-pokemon-cards/): When grading Pokémon cards pays off and when to sell raw: grading costs in 2026, break-even math and what to check before you submit.
- [Worth grading rookie cards?](https://gradeorflip.com/is-it-worth-grading-sports-rookie-cards/): When grading rookie cards pays off and when to sell raw: grading costs in 2026, break-even math and what to check before you submit.
- [Worth grading vintage cards?](https://gradeorflip.com/is-it-worth-grading-vintage-cards/): When grading vintage cards pays off and when to sell raw: grading costs in 2026, break-even math and what to check before you submit.
- [Worth grading autographed cards?](https://gradeorflip.com/is-it-worth-grading-autograph-cards/): When grading autographed cards pays off and when to sell raw: grading costs in 2026, break-even math and what to check before you submit.
- [Worth grading base cards?](https://gradeorflip.com/is-it-worth-grading-base-cards/): When grading base cards pays off and when to sell raw: grading costs in 2026, break-even math and what to check before you submit.
- [Worth grading numbered parallels?](https://gradeorflip.com/is-it-worth-grading-numbered-parallels/): When grading numbered parallels pays off and when to sell raw: grading costs in 2026, break-even math and what to check before you submit.
- [PSA vs SGC](https://gradeorflip.com/psa-vs-sgc/): PSA vs SGC in 2026: fees, turnaround and resale side by side, plus how to decide which one makes you more money on a specific card.
- [PSA vs BGS](https://gradeorflip.com/psa-vs-bgs/): PSA vs BGS in 2026: fees, turnaround and resale side by side, plus how to decide which one makes you more money on a specific card.
- [PSA vs CGC](https://gradeorflip.com/psa-vs-cgc/): PSA vs CGC in 2026: fees, turnaround and resale side by side, plus how to decide which one makes you more money on a specific card.
- [SGC vs CGC](https://gradeorflip.com/sgc-vs-cgc/): SGC vs CGC in 2026: fees, turnaround and resale side by side, plus how to decide which one makes you more money on a specific card.
- [BGS vs SGC](https://gradeorflip.com/bgs-vs-sgc/): BGS vs SGC in 2026: fees, turnaround and resale side by side, plus how to decide which one makes you more money on a specific card.
- [Best card grading company](https://gradeorflip.com/best-card-grading-company/): PSA, SGC, Beckett and CGC compared for 2026: cheapest tiers, turnaround, value caps and how to pick the one that nets the most for your card.
- [Grading calculators compared](https://gradeorflip.com/card-grading-calculators-compared/): Free card grading and ROI calculators compared: which graders each covers, eBay fees, break-even, odds of a 10, share links and more.
- [eBay fees for trading cards](https://gradeorflip.com/ebay-fees-trading-cards/): eBay trading card fees in 2026: 13.25% up to $7,500 and 2.35% above, plus $0.30–$0.40 per order. Free calculator and a table of what you net at each price.
- [Break-even price formula](https://gradeorflip.com/break-even-price-graded-card/): The exact formula for the sale price a graded card needs to cover the card, grading fee, shipping and eBay fees, with worked examples.
- [Odds of a 10 you need](https://gradeorflip.com/gem-rate-break-even/): The chance of a PSA 10 you need before grading beats selling raw, by raw value and 10-to-raw price multiple. Table plus formula.
- [Grading upcharges explained](https://gradeorflip.com/what-is-a-grading-upcharge/): Why graders bill extra when a card comes back worth more than its tier’s value cap, what it costs, and how to declare value to avoid surprises.
- [How to submit cards](https://gradeorflip.com/how-to-submit-cards-for-grading/): A step-by-step checklist for submitting cards to PSA, SGC, Beckett or CGC: pick cards, pick a tier, pack safely, ship insured and track the return.

## FAQ
### Is it worth grading my card?
Grading is worth it when the probability-weighted profit from selling graded beats what you would net selling raw today, after grading fees, shipping both ways and selling fees. If only a 10 makes money and your odds of a 10 are low, selling raw is usually better.

### How much does PSA grading cost in 2026?
As of October 14, 2026, PSA charges $59.99 per card for Standard (up to $1,000 declared value, 90-100 business days), $79.99 for Priority (up to $1,500), $199 for Express (up to $2,500), $349 for Super Express (up to $5,000) and $599 for Premier (up to $10,000). PSA's Value and Value Bulk tiers are paused.

### How much does SGC grading cost?
As of October 14, 2026, SGC charges $50 per standard-size card declared up to $1,500 and $85 up to $3,500 at Standard (40+ business days). Expedited (2-3 business days) is $150 up to $3,500 and rises to $2,000 for cards up to $100,000.

### How much does Beckett (BGS) grading cost right now?
As of October 14, 2026, Beckett only accepts Express submissions, at $79.95 per card with subgrades and about 15 business days, through a temporary submission form. Base and Standard are paused.

### How much does CGC card grading cost?
As of October 14, 2026, CGC Cards charges $17 per card for Bulk (25-card minimum, up to $500 value), $20 for Economy (up to $1,000), $55 for Standard (up to $3,000), $100 for Express (up to $10,000) and $300 for WalkThrough (up to $100,000). Paid members save 10-20%.

### What are eBay's fees for selling trading cards?
eBay's standard final value fee for trading cards is 13.25% of the total sale up to $7,500, plus 2.35% on the portion above $7,500, plus a $0.40 per-order fee ($0.30 if the order is $10 or less). The total includes shipping charged to the buyer and sales tax.

### What is a grading upcharge?
An upcharge happens when the grader decides your card is worth more than the maximum declared value of the tier you paid for. They move it to a higher tier and bill you the difference. This calculator warns you when any grade value is above the selected tier's limit.

### How do I calculate the break-even price for a graded card?
Break-even is the lowest sale price where the money left after selling fees and shipping covers your total cost: what you paid for the card plus grading fee, shipping to the grader and return shipping. With eBay's 13.25% fee and $0.40 per order, break-even = (total cost + shipping to buyer + $0.40) / 0.8675.

### What odds of a 10 do I need for grading to pay off?
It depends on the gap between the 10 price and the other grades. The calculator solves for the exact chance of a 10 at which the expected graded profit equals selling raw, keeping your other grades in the same proportions.

### Which grading company is cheapest?
For a card worth under $500 in a 25-card order, CGC Bulk at $17 is the cheapest open tier as of October 14, 2026. For single cards, SGC Standard at $50 and PSA Standard at $59.99 are the cheapest open options. The best company also depends on what each slab sells for, so compare expected profit, not just the fee.

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