Cost, break-even and odds needed
“Odds of a 10 needed” is the chance of a gem-mint 10 you need for grading to beat selling raw, assuming a 9 sells for 1.3× raw and the 10 sells for the multiple shown.
| Grader | Tier fee | All-in cost | Break-even sale | × raw | 10 = 2× raw | 10 = 3× raw | 10 = 4× raw | 10 = 6× raw |
|---|---|---|---|---|---|---|---|---|
| PSA | $59.99 | $319.99 | $375.09 | 1.5× | 3.2% | 1.3% | 0.8% | 0.5% |
| SGC | $50.00 | $310.00 | $363.57 | 1.5× | 0% | 0% | 0% | 0% |
| BGS | $79.95 | $339.95 | $398.10 | 1.6× | 16.4% | 6.7% | 4.2% | 2.4% |
| CGC | $20.00 | $280.00 | $328.99 | 1.3× | 0% | 0% | 0% | 0% |
Assumptions: $5 shipping to the grader and $5 back per card, $5 shipping to the buyer, standard eBay trading-card fees (13.25% + $0.40 per order, $0.30 at $10 or less), no sales tax. Fees checked Oct 14, 2026. Change any of these in the calculator.
How to read this
- All-in cost counts the raw value you give up by not selling now, because that is money you could have had today.
- If the odds needed are above about 40–50%, only grade cards you have checked closely for centering, corners, edges and surface.
- “never” means even a guaranteed 10 at that price would not beat selling raw.
Plug in your real comps (recent sold prices, not asking prices) in the calculator with these numbers pre-filled, or see the gem-rate break-even table.